Publications -- Study

NCPA studies generally break new ground on policy issues. A study seeks to cast new light on an issue and to stimulate policy-makers and others to think of new, innovative solutions to the problems associated with the issue. Studies may combine several elements of analysis, including original research, reviews of academic literature, creative approaches for solving public policy problems, and economic modeling.

ST #264 – The Impact of Social Security Reform on Women in Three Countries

This paper analyzes the differential impact on the two genders of pension reforms in Chile, Argentina and Mexico, which have adopted systems in which social security benefits are primarily financed by mandatory savings in individual accounts.

ST #263 – How Large Is the Federal Government's Debt?

Social Security and Medicare have made future promises far in excess of tax revenues that will be collected at current tax rates. The difference between what has been promised to current and future generations and what will be collected from taxes dedicated to fund these programs is an "unfunded liability."

ST #262 – Shopping for Drugs

As Congress debates ways to lower the cost of prescription drugs for seniors, and state governments debate ways to lower drug costs for almost everyone else, it may be time to consider a commonsense solution: smart shopping.

ST #261 – Reforming Medicare

Medicare is in need of reform. In a few years, as medical costs escalate and baby boomers retire, Medicare and Social Security will place significant burdens on the federal budget.

ST #260 – Does It Pay Both Spouses to Work?

Social Security was created in an era in which the typical household consisted of a working husband and a stay-at-home wife. The structure of Social Security rewards that type of arrangement and penalizes two-earner households.

ST #259 – Insuring the Uninsured through Association Health Plans

Part of the solution to insuring the uninsured is the creation of Association Health Plans.  These are plans created for individuals and groups who belong to associations that are related to jobs, careers, or hobbies and interests. The potential for growth of this type of insurance is quite large - given a favorable regulatory climate.

ST #258 – Does It Pay to Work?

What is the economic reward for working? The answer is surprisingly complicated. Going to work, earning a living, and spending one's earnings over time raises a variety of taxes and government benefits and lowers a variety of taxes and benefits - and not just in the current year, but in all future years as well.

ST #257 – Reforming Medicaid

Medicaid is enormously expensive. For the second year in a row, spending on Medicaid (for the poor) will exceed spending on Medicare (for the elderly).

ST #256 – Medicare Reform and Prescription Drugs: Ten Principles

In an election-year rush to satisfy impatient voters, politicians of both parties are endorsing ill-considered schemes to add a prescription drug benefit to Medicare. While the problems with the program are bad, most of the proposed solutions are worse.

ST #255 – Better Off Welfare

Welfare rolls nationwide have fallen by more than 50 percent since welfare reform was enacted in 1996. The goal of reform was not simply to reduce the number of welfare cases, but to move families on welfare - the vast majority of which are headed by single women - from dependency to independence through work.