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NATIONAL CENTER FOR POLICY ANALYSIS
Policy Achievements
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- Americans have invested more than $145 billion in Roth IRAs, an NCPA-originated idea. Since deposits are made after tax and withdrawals are tax-free, these accounts are protected from future tax increases, which are almost certain to occur. Employers can now offer their employees Roth 401(k)s. And in 2010 all taxpayers, regardless of income, will be able to convert their regular IRAs into Roth IRAs.
- Thanks to the NCPA’s pioneering work in health policy, at least 10 million people are managing their own health care dollars through Health Savings Accounts (HSAs) and Health Reimbursement Arrangements (HRAs). These are the fastest growing products in the health insurance marketplace.
- More than 1.6 million senior citizens are working and producing thanks to the NCPA’s proposal to abolish the Social Security earnings penalty.
- 401(k) reforms developed by the NCPA and the Brookings Institution were included in pension reform legislation that was signed into law last summer. They allow employers to automatically enroll employees in diversified portfolios without fear of lawsuits. As a result, more employees will have accounts, and their balances over time will be larger and safer.
- The advertising equivalent value of NCPA media coverage for the first quarter of 2007 reached $12.9 million, while all NCPA expenses totaled just $1.5 million — an excellent return on the investment.
- Internet users visited NCPA Web sites a record-breaking 12.4 million times in 2007. Of these visits, nearly 762,000 were logged by our unique Debate Central site, which targets high school students and reaches the next generation of American leaders with free-market ideas.
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